/* Layout: navy masthead with a cropped sunburst, then calm alternating bands; the sunburst is the only ornament. */
:root{
  --navy:#0a3a5c; --navy-2:#0e4a74; --turq:#00a6b8; --turq-ink:#007f8d;
  --paper:#ffffff; --tint:#effafb; --ink:#14283a; --muted:#4d6273; --line:#d5e3ea;
  --on-navy:#effafb; --on-navy-muted:#a9c4d4;
  --card:#ffffff; --field:#ffffff;
  --f-display:"Geist",system-ui,-apple-system,"Segoe UI",Roboto,Arial,sans-serif;
  --f-body:"Geist",system-ui,-apple-system,"Segoe UI",Roboto,Arial,sans-serif;
  --r:10px;
}
@media (prefers-color-scheme: dark){:root:not([data-theme="light"]){
  --paper:#0b1c2a; --tint:#0f2536; --ink:#e3eef4; --muted:#9db3c3; --line:#21405a;
  --card:#10283b; --field:#0d2232; --turq-ink:#3cc7d6; --navy:#082c46; --navy-2:#0c3a5c; color-scheme:dark}}
:root[data-theme="dark"]{
  --paper:#0b1c2a; --tint:#0f2536; --ink:#e3eef4; --muted:#9db3c3; --line:#21405a;
  --card:#10283b; --field:#0d2232; --turq-ink:#3cc7d6; --navy:#082c46; --navy-2:#0c3a5c; color-scheme:dark}
*{box-sizing:border-box}
html{scroll-behavior:smooth}
@media (prefers-reduced-motion:reduce){html{scroll-behavior:auto}}
body{margin:0;background:var(--paper);color:var(--ink);font:400 17px/1.6 var(--f-body);-webkit-font-smoothing:antialiased}
.wrap{max-width:1120px;margin:0 auto;padding-left:max(20px,env(safe-area-inset-left,0px));padding-right:max(20px,env(safe-area-inset-right,0px))}
h1,h2,h3,h4{font-family:var(--f-display);margin:0;text-wrap:balance;letter-spacing:-0.02em}
h1{font-size:clamp(2.6rem,7vw,4.6rem);font-weight:600;line-height:1.02}
h2{font-size:clamp(1.8rem,3.6vw,2.5rem);font-weight:600;line-height:1.1}
h3{font-size:1.15rem;font-weight:600}
p{margin:0}
a{color:var(--turq-ink)}
.sel{user-select:all}
.muted{color:var(--muted);max-width:60ch}
.eyebrow{font-size:.78rem;font-weight:600;letter-spacing:.12em;text-transform:uppercase;color:var(--turq-ink);margin-bottom:.6rem}
.skip{position:absolute;left:-9999px}.skip:focus{left:16px;top:16px;z-index:50;background:var(--paper);padding:8px 12px}
:focus-visible{outline:3px solid var(--turq);outline-offset:2px}

/* header */
body::before{content:"";position:fixed;inset:0 0 auto;height:env(safe-area-inset-top,0px);z-index:10;background:var(--navy)}
.top{position:sticky;top:env(safe-area-inset-top,0px);z-index:9;background:var(--navy);border-bottom:1px solid rgba(255,255,255,.08)}
.top-in{display:flex;align-items:center;justify-content:space-between;gap:16px;padding-block:14px}
.brand svg{height:34px;width:auto;display:block}
.nav{display:flex;align-items:center;gap:22px}
.nav a{color:var(--on-navy);text-decoration:none;font-weight:500;font-size:.95rem}
.nav a:not(.btn):hover{color:var(--turq)}
@media (max-width:720px){.nav a:not(.btn){display:none}.brand svg{height:28px}}

.btn{display:inline-flex;align-items:center;justify-content:center;gap:8px;background:var(--turq);color:#04263a;border:0;border-radius:999px;padding:14px 26px;font:600 1rem var(--f-body);text-decoration:none;cursor:pointer;transition:transform .15s,background .15s}
.btn:hover{background:#19bccd;transform:translateY(-1px)}
.btn-sm{padding:9px 18px;font-size:.9rem}
.nav .btn{color:#04263a}

/* hero */
.hero{position:relative;overflow:hidden;background:var(--navy);color:var(--on-navy)}
.hero-in{position:relative;padding-block:clamp(56px,9vw,110px) clamp(56px,8vw,96px)}
.hero .eyebrow{color:var(--turq)}
.hero h1{max-width:12ch}
.lede{font-size:clamp(1.05rem,1.8vw,1.25rem);color:var(--on-navy-muted);max-width:46ch;margin-top:1.2rem}
.cta-row{display:flex;flex-wrap:wrap;align-items:center;gap:14px 24px;margin-top:2rem}
.call{color:var(--on-navy-muted)}.call strong{color:var(--on-navy);font-weight:600}
.hero-facts{list-style:none;padding:0;margin:2.4rem 0 0;display:flex;flex-wrap:wrap;gap:10px 28px;font-size:.95rem;color:var(--on-navy)}
.hero-facts li{display:flex;align-items:center;gap:10px}
.hero-facts li::before{content:"";width:8px;height:8px;border-radius:50%;background:var(--turq)}
.hero-burst{position:absolute;right:-180px;top:50%;width:640px;max-width:none;transform:translateY(-50%);opacity:.9}
.hero-burst svg{width:100%;height:auto;display:block}
.hero-burst svg path{fill:var(--navy-2)}
@media (max-width:720px){.hero-burst{width:420px;right:-200px;opacity:.7}}
@media (prefers-reduced-motion:no-preference){.hero-burst svg{animation:turn 90s linear infinite}}
@keyframes turn{to{transform:rotate(360deg)}}

/* bands */
.band{padding-block:clamp(56px,8vw,96px)}
.band h2{margin-bottom:1.6rem}
.band-tint{background:var(--tint)}
.band-navy{background:var(--navy);color:var(--on-navy)}
.band-navy .eyebrow{color:var(--turq)}

.cards{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:18px}
@media (max-width:900px){.cards{grid-template-columns:repeat(2,minmax(0,1fr))}}
@media (max-width:560px){.cards{grid-template-columns:1fr}}
.card{background:var(--card);border:1px solid var(--line);border-radius:var(--r);padding:24px;display:flex;flex-direction:column;gap:8px}
.card h3{display:flex;align-items:center;gap:10px}
.card h3::before{content:"";width:14px;height:3px;background:var(--turq);border-radius:2px}
.card p{color:var(--muted);font-size:.97rem}

.steps{list-style:none;counter-reset:s;padding:0;margin:0;display:grid;grid-template-columns:repeat(4,minmax(0,1fr));gap:24px}
@media (max-width:900px){.steps{grid-template-columns:repeat(2,minmax(0,1fr))}}
@media (max-width:520px){.steps{grid-template-columns:1fr}}
.steps li{counter-increment:s;display:flex;flex-direction:column;gap:6px;padding-top:18px;border-top:2px solid rgba(239,250,251,.18)}
.steps li::before{content:counter(s);font:600 2.4rem/1 var(--f-display);color:var(--turq);margin-bottom:6px}
.steps strong{font-size:1.1rem}
.steps span{color:var(--on-navy-muted);font-size:.97rem}

.areas{display:grid;grid-template-columns:minmax(0,1fr) minmax(0,1.2fr);gap:40px;align-items:start}
@media (max-width:820px){.areas{grid-template-columns:1fr}}
.area-list{list-style:none;padding:0;margin:0;display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:0 24px}
@media (max-width:520px){.area-list{grid-template-columns:repeat(2,minmax(0,1fr))}}
.area-list li{padding:12px 0;border-bottom:1px solid var(--line);font-weight:500}

.quote{display:grid;grid-template-columns:minmax(0,.9fr) minmax(0,1.3fr);gap:48px;align-items:start}
@media (max-width:900px){.quote{grid-template-columns:1fr}}
.contact{margin:2rem 0 0;display:grid;gap:18px}
.contact dt{font-size:.78rem;font-weight:600;letter-spacing:.1em;text-transform:uppercase;color:var(--muted)}
.contact dd{margin:2px 0 0;font-weight:500;font-size:1.05rem;overflow-wrap:anywhere}
.form{background:var(--card);border:1px solid var(--line);border-radius:14px;padding:clamp(20px,3vw,32px);display:grid;gap:14px}
.row2{display:grid;grid-template-columns:1fr 1fr;gap:14px}
@media (max-width:560px){.row2{grid-template-columns:1fr}}
.form label{display:block;font-size:.88rem;font-weight:500;margin-bottom:6px}
.form input:not([type=checkbox]),.form select,.form textarea{width:100%;font:inherit;font-size:1rem;color:var(--ink);background:var(--field);border:1px solid var(--line);border-radius:8px;padding:11px 12px}
.form input:focus,.form select:focus,.form textarea:focus{outline:2px solid var(--turq);outline-offset:0;border-color:transparent}
.consent{display:flex;gap:10px;align-items:flex-start;font-size:.9rem;color:var(--muted)}
.consent input{margin-top:5px;width:18px;height:18px;flex:none}
.consent label{font-weight:400;margin:0}
.form .btn{justify-self:start}
.form-note{font-size:.95rem;color:var(--turq-ink);font-weight:500}

.pay{display:grid;grid-template-columns:minmax(0,.9fr) minmax(0,1.3fr);gap:48px;align-items:start}
@media (max-width:900px){.pay{grid-template-columns:1fr;gap:8px}}
.pay-opts{display:grid;grid-template-columns:1fr 1fr;gap:18px}
@media (max-width:560px){.pay-opts{grid-template-columns:1fr}}
.pay-opt{border-top:2px solid var(--turq);padding-top:14px}
.pay-opt p{color:var(--muted);margin-top:6px}

.foot{background:var(--navy);color:var(--on-navy-muted);padding-block:56px 28px;font-size:.95rem}
.foot-in{display:grid;grid-template-columns:1.2fr 1fr .8fr 1.3fr;gap:32px}
@media (max-width:900px){.foot-in{grid-template-columns:1fr 1fr}}
@media (max-width:520px){.foot-in{grid-template-columns:1fr}}
.foot h4{color:var(--on-navy);font-size:.8rem;letter-spacing:.12em;text-transform:uppercase;margin-bottom:12px}
.foot p{margin-bottom:6px;overflow-wrap:anywhere}
.foot a{color:var(--on-navy);text-decoration:none}.foot a:hover{color:var(--turq)}
.foot-brand svg{height:36px;width:auto;margin-bottom:12px}
.legal{margin-top:40px;padding-top:20px;border-top:1px solid rgba(239,250,251,.12);font-size:.8rem}

/* vision and mission */
.vm{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:18px;margin-top:8px}
@media (max-width:760px){.vm{grid-template-columns:1fr}}
.vm-card{background:var(--card);border:1px solid var(--line);border-left:4px solid var(--turq);border-radius:var(--r);padding:26px}
.vm-card h3{margin-bottom:8px}
.vm-card p{font-size:1.05rem;line-height:1.6}
.values{list-style:none;padding:0;margin:22px 0 0;display:grid;grid-template-columns:repeat(4,minmax(0,1fr));gap:18px}
@media (max-width:900px){.values{grid-template-columns:repeat(2,minmax(0,1fr))}}
@media (max-width:480px){.values{grid-template-columns:1fr}}
.values li{display:flex;flex-direction:column;gap:4px;padding-top:12px;border-top:2px solid var(--turq)}
.values span{color:var(--muted);font-size:.95rem}